How Help to Buy could get you on the property ladder

Help to Buy:

Everything you need to know

Are you trying to get onto the property ladder? You could be closer to saving your deposits than you think, move into your new home, with just a 5% deposit using Help to Buy. You no longer need a large sum of money sitting in the bank to buy a property. Keep reading for the latest initiatives and ideas to help you get on the property ladder in the UK.

Help to Buy is a popular Government encourage scheme that gives you an interest free loan, aiming to make more mortgages more accessible for those who cannot afford a large deposit. It is becoming increasingly difficult for the younger generations to get themselves onto the property ladder or even for existing property owners to move up the property ladder. But with government schemes in place like Help to Buy, can give you the right steps to owning your own home The Help to Buy ISA pays first time buyers a government bonus, which is interest free for the first 5 years, leaving you enough time to get you on your feet!


The Help to Buy scheme

-  A deposit as small as 5 % is the minimum required

-  Available on most of Fortitudo developments in England up to £600,000

-  Help to Buy loan is only available on new build properties

-  No household annual income limit

-  The government will lend you an interest free loan up with 20 % of the property value for five years. This equity loan can be repaid at any time, or on the sale of your home.

-  You will only need to secure up to 75% of the mortgage

-  Help to Buy also gives you direction on getting you some of the best mortgage rates at the time

Help to Buy

Our property developments

-  Fareham
-  Petersfield Road, Havant 
-  30 Tower Road,  Branksome
-  West Quay Road
-  Labour club, Wimborne Road
-  Dolphin Carpark
-  101 – 107 Commercial Road, Poole

“Everyone’s ideas of their dream home are completely different. There is nothing more satisfying than helping people realise their specific dreams and see them come to life.”

Richard Carr

“Designing homes always presents challenges to be overcome. At Fortitudo we take great pride in offering property solutions to a market place where the house prices rise faster than any wage ever could.”

Richard Carr

“It’s not just the proposed land that we inspect, it’s the surrounding area and community within it. Deep research within our key sources unlock future desired locations and consumer trends which we then latch on to. Creating opportunities that people will love, before they’ve even realised that they need it.”

Richard Carr